Not everyone that uses the internet has purchased or shopped using the internet, however based on surveys roughly 2/3rds of users have. More and more people are doing their banking online as well and the current percentage is roughly 40 percent of internet users do their banking online.
There are advantages to internet shopping. You have a multitude of choices to hand that you can view to find the best bargains. Those with products to sell over the internet can keep prices down as they have less overhead costs as they do not require a store to keep their products or sales people on site selling them. There are also bargain and discount sites available online where you can find deals on items you are looking for.
If you are trying to find out information about a product, it is easy to search out this information and read all about it before you buy. You do not have to jump in your car and go to the store, so you save gas and you save time. You also do not have to shop during store hours and can shop any time of the day or night.
There are concerns that people have about internet shopping. The main one is not wanting to give out credit card and other personal information on the internet. The amount of information available on the internet can also be overwhelming. Some might like to stick to going to the store that they are familiar with and where they can see the product they are about to buy. Surveys show that lower income families are more liable to feel that way about the safety of their personal information.
There are things which you can do to give you an idea if the site you are purchasing from is legitimate or not. Do they supply you with contact information such as their phone number and email address? Keeping a record of all printed transactions is also a good idea when internet shopping. It is always good if you recognize the store you are purchasing from. Never give out your Social Security number to someone who asks for it online.
One other fact is that currently there are no taxes on items purchased on the internet if you are purchasing out of state. If you live in one state and are purchasing something in another state, you are not charged tax as the selling state does not have offices in your state. There are pro tax people fighting this so it may not go on this way forever.
There are ways for you to get your own shopping mall and earn rebates on your personal purchases. You can also earn rebates on purchases of others if you get them buying on the same mall
system that you are purchasing from. This is also a potential income source for you. Typically the stores used in your own mall would be either well known or at least reputable stores.
Then there is always Ebay. This is the largest auction in the world which started with one idea and one sale in 1995 and grew to a point where today there 900 million plus people that use the site annually. You can buy or sell virtually anything on Ebay provided it is legal.
One thing is for certain and that is that internet shopping is here to stay. The specifics of the way it will go may not be known, but it is not going anywhere.